Dental Insurance Canton

Getting a Healthy Smile for Reduced Rates

Did you know you’re supposed to visit your dentist at least twice a year to keep your smile healthy, even if you’re on top of brushing and flossing at home? Now, more Americans than ever have dental coverage, which makes it easy to get the affordable services they need to keep their teeth and gums healthy. However, what’s truly alarming is that less than 3% meet or exceed their annual allowance. We don’t want to see you waste your benefits or put your smile at risk; let us help you maximize your benefits to keep your smile in pristine shape!

Dental Benefits Basics

Every month you pay a premium for your specific policy, which gives you access to a variety of cost-savings coverage opportunities. You can get the preventive care you need for only a small co-payment, so there’s no reason to delay your routine cleanings and checkups. Even with the best prevention, a problem can still occur. It doesn’t need to go untreated. After paying your annual deductible, you can use your yearly limit to pay a portion of the cost. At the end of the year, your benefits expire. They do not carry over for accumulation, and you aren’t reimbursed for anything you don’t use.

What Treatments Are Covered?

Every dental plan is unique based on the coverage outlined in your policy; however, most include the following:

  • 100% preventive coverage (things like X-rays, exams, and cleanings)
  • 80% minor restorative coverage (things like dental fillings and root canals)
  • 50% major restorative coverage (things like crowns, bridges, and oral surgery)

How Can I Maximize My Coverage?

Dental insurance is designed with prevention in mind because maintaining your oral health reduces your overall costs for care. In fact, research shows every $1 spent on prevention can save you as much as $50 on restorative or emergency services! As a result, most insurance plans cover up to two preventive visits per year. This allows your dentist to keep your smile healthy to reduce the need for a costly treatment down the road. If a problem develops, you’ll have the coverage you need to quickly treat the issue so it doesn’t worsen and become more painful and/or more expensive to address.

Do I Need to Visit an In-Network Dentist?

Your insurance carrier will recommend a dentist who is in-network. This means they have pre-negotiated rates with the dentist to reduce the amount you need to pay. You aren’t limited to only visiting an in-network dentist. You can visit any location that accepts your coverage, even if they are out-of-network. You can still use your benefits, but you’ll need to pay the difference between your insurance’s allowable amounts and the dentist’s fees.

Get a Healthy Smile Today!

You don’t need to delay getting the dental care you need because you worry about a large bill. We will help you maximize your dental benefits to keep our services within your budget. If you have any questions about your dental insurance, or you’re ready to schedule an appointment, contact our office today!